A connector is a third-party fintech provider that provide functionality that digital merchants require within their payment operations. Connectors can offer payment (e.g., Checkout, Telr), fraud prevention (e.g., SEON), identity, security (G-Payments) or marketing services. Apaya's payment orchestration platform offers no-code payment integration specifically for MENA markets, providing pre-built connectors to connectors, including major PSPs in UAE, KSA, and Egypt through a single integration point. The platform's drag-and-drop workflow builder connects payment gateway API providers in minutes rather than months, eliminating custom development needs. With built-in PCI DSS compliance and automatic data residency handling, businesses can accept Mada cards, KNET, Fawry, and other local payment methods while maintaining control through intelligent payment routing capabilities.

Apaya is integrated with 30+ payment connectors that provider over 100+ international and local payment methods. These include all major gateways in the region, including , Checkout.com, Stripe API integration, Telr, Tap and Amazon Payment Services. For local methods, the platform provides Mada payment integration (30+ million Saudi cardholders), KNET payment processing (85% of Kuwait transactions), and Fawry payment network (20 million Egyptian users). Digital wallets include STC Pay (4.5 million users), Apple Pay, Google Pay, and BNPL solutions like Tamara and Tabby. Each PSP connector is optimized for regional requirements, supporting Arabic interfaces, local currencies, and compliance with SAMA and UAE Central Bank regulations. To see a complete list of connectors, please visit our Marketplace.

Apaya's no-code payment integration reduces implementation from months to minutes, eliminating the need for developers to manage payment gateway API coding, webhook payment notifications, and payment error codes. The visual workflow builder replaces thousands of lines of code with drag-and-drop configuration for payment flows. Pre-built payment orchestration architecture automatically handles 3DS authentication implementation, webhook signature verification, and PCI DSS compliance—typically requiring specialized expertise. Unlike single-PSP integrations creating vendor lock-in, Apaya's unified payment API allows adding/removing providers without code changes. The platform abstracts technical complexity while maintaining flexibility for routing rules, fraud prevention, and checkout customization.

Businesses activate payment service provider integration in 15 minutes using Apaya's no-code checkout builder, versus 3-6 months for traditional multi-PSP setups. Implementation starts with entering existing PSP API keys (Stripe, Amazon, Checkout.com) into the dashboard, which automatically establishes connections. The visual payment workflow builder enables configuration of routing rules, payment method validation, recurring payment setup, and local methods like Mada/KNET through point-and-click interfaces.