Real-time DCC, Real Merchant Control: Currency Stream Is Now Live in Apaya’s Marketplace
- Sally Hanekom

- Jul 23
- 3 min read
Updated: Aug 8
New Marketplace Listing Announcement: Currency Stream Now Available in Apaya’s Marketplace💱💳
Doing business across borders has never been more exciting, or more complex. For merchants in booming digital hubs in the MENA region, foreign exchange (FX) fees, currency volatility, and lack of localised payment options often stand in the way of international growth. At Apaya, we are aware of these complexities and are looking to onboard providers to manage FX with ease.
We’re thrilled to announce that Currency Stream, a global leader in Dynamic Currency Conversion (DCC) and Multi-Currency Pricing (MCP), is live in our Apaya Marketplace.
This means merchants can now upvote for Currency Stream to become a connector within the Apaya platform. This will offer international customers the ability to pay in their local currency, while turning currency conversion into a revenue stream for merchants.
💱 What Is Dynamic Currency Conversion, and What Are the Benefits?
Dynamic Currency Conversion (DCC) allows foreign cardholders to pay in their home currency at the point of sale or online checkout instead of being charged in the merchant’s currency.
For merchants, this means:
💡 Greater transparency for customers at checkout
📈 Higher conversion rates from improved trust and familiarity
💰 New revenue streams through FX margin sharing
Whether you’re a UAE-based SaaS company billing international clients or a Saudi e-commerce platform expanding across Africa or Asia, DCC helps reduce cart abandonment and create a better payment experience for your global audience.
Powered by Currency Stream: Real-Time, Intelligent FX

Currency Stream is not your average DCC provider. Their solution is built on a proprietary machine learning algorithm and connects directly to live interbank FX markets for instantaneous, transparent conversion rates, no hidden markups, no lag.
Here’s what makes Currency Stream stand out:
Real-Time Pricing & Risk Management
Leverage smart hedging and market data to offer accurate FX rates with zero delay and reduce financial risk by removing FX volatility for payment companies and merchants.
Bank-Agnostic, Seamless Integration
Currency Stream operates independently of traditional banks, meaning you can add DCC without disrupting existing payment flows.
Proven Infrastructure
With over US$10 billion in transactions processed across Europe, Africa, the US, Asia and Latin America, their DCC and MCP tools are battle-tested at scale.
Automated Reconciliation & Revenue Tracking
From checkout to settlement, Currency Stream offers automated fund deposits and centralised tracking, so finance teams always stay in control. This enables merchants to have a single settlement and reconciliation process, and drives new revenue by enabling transparent, cardholder-friendly FX at the point of sale.
Significant Reach
Pricing in over 160+ currencies and 10,000 currency pairs.
DCC in the MENA Region: Why Now?
The MENA payments ecosystem is evolving fast, with cross-border commerce rising sharply:
🌐 Dubai is now home to over 15,000 international companies, many accepting global payments daily.
💳 In Saudi Arabia, e-commerce grew by 65% YoY, with international sales making up a significant share.
🏦 FX volatility and lack of transparent conversion options remain top concerns for merchants expanding into Asia, Europe, and Africa.
By offering local currency payment options at the point of checkout, merchants can dramatically improve customer experience, reduce chargebacks, and enhance bottom-line profitability.
Now Available in Apaya’s Marketplace: Plug-and-Play DCC
Whether you’re using Apaya for smart routing, tokenisation, or custom payment workflows, you can now vote for DCC and MCP to become an available connector in your stack, without rebuilding your infrastructure.
Apaya gives you the power to orchestrate payments that are local, intelligent, and optimised for global scale.
Designed for Payment Specialists, Built for Scale
With Currency Stream and Apaya, you can finally:
Say goodbye to FX friction
Give customers currency choice and clarity
Turn foreign exchange into an advantage, not a cost
Stay compliant and in control, with automated reporting and auditing
Ready to Enable Real-Time DCC in Your Payment Flows?
The world pays in many currencies. Now your checkout can too.
Give your global customers local confidence and give your business a new way to grow. Vote for Currency Stream Now!
🔼 Want to see Currency Stream in your available connectors? Hit the upvote button to bring Currency Stream as a connector into the Apaya platform.





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